> For the complete documentation index, see [llms.txt](https://docs.atoma.fi/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.atoma.fi/using-atoma/withdrawals.md).

# Withdrawals

Withdrawals are processed in epochs, so positions close in an orderly way.

| Vault       | Epoch  | Withdrawal time |
| ----------- | ------ | --------------- |
| Atoma Index | 7 days | 7 to 14 days    |
| Atoma RWA   | 3 days | 3 to 6 days     |

{% stepper %}
{% step %}

#### Request

Request a withdrawal in the app. Your shares move into escrow. A request cannot be cancelled.
{% endstep %}

{% step %}

#### Next epoch

The request is queued for the next epoch.
{% endstep %}

{% step %}

#### Settlement

After that epoch ends, Atoma settles the requests and returns the USDC to the vault contract.
{% endstep %}

{% step %}

#### Claim

Claim your USDC. There is no deadline.
{% endstep %}
{% endstepper %}

## Example

Atoma RWA, 3-day epochs:

* You request a withdrawal of 5,000 shares one day into an epoch.
* The current epoch ends 2 days later, and the next one 3 days after that. The request is settled when the next epoch ends, 5 days after your request.
* The settlement share price is 1.02: your shares are worth 5,100 USDC.
* You claim 5,074.50 USDC after the 0.5% withdrawal fee.

## Price and fees

* Settlement uses the share price at settlement, not at request.
* The 20% performance fee applies to gains above the high-water mark on withdrawn shares.
* A 0.5% withdrawal fee is deducted at claim.

## Notes

* Venue points stop for withdrawn shares at the moment of the request.
* Pausing the vault stops deposits only. Withdrawals continue.